Set a budget beyond the price
Add registration, agency and any mortgage costs to the price you have in mind. Fees change, so ask your advisor for a current written breakdown.
Get pre-approved before you view
If you plan to finance, a pre-approval tells you what a lender may offer and makes your offer more credible to a seller.
From offer to transfer
Once an offer is accepted, a memorandum of understanding and a deposit follow, then the paperwork and transfer. Your advisor will give you a dated checklist for the property you choose.
General information only, not legal or financial advice. Rules, fees and thresholds change, so confirm current requirements with the relevant authority or a qualified professional.
